apply for green dot platinum credit card

APY may change before or after you open an account. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. SeeAccount Agreementfor details. Active personalized card required. This question is about GO2bank Credit Cards. Additional criteria may apply which can affect your eligibility and your overdraft coverage. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. ProtectionGuard It, Credit . All checks are subject to approval for funding in Ingo Moneys sole discretion. Not a gift card. Mobile number verification, email address verification and mobile app are required to access all features. The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. to Credit, Building See app for free ATM locations. About Loans, Credit Please note, our cards cannot be used at ATMs outside of the United States. All Rights Reserved. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Cobalt Card. for a New Line of Credit, Cards Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. Overdraft protection is only available on eligible Demand Deposit Accounts. WalletHub Answers is a free service that helps consumers access financial information. Fees on your primary deposit account may reduce earnings on your savings account. your account or get connected to a customer service representative. Learn more (Overdraft Protection PDF)., Opt-in required. 2.50% Annual Percentage Yield (APY) as of October 2022. See, Opt-in required. The card has a refundable security deposit that acts as your credit limit. 3 stars. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. Subject to other banks restrictions and fees. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Score Guide, Credit With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Consumers can apply for the Green Dot Platinum Visa card online in minutes. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. How to Start Building Get your tax refund up to 5 days early. Most people will qualify for this card. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Opinions expressed here are the authors and/or WalletHub editors'. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Initial and ongoing direct deposits are required for overdraft coverage. By providing my email address, I agree to CreditCards.coms Rebuilding. Build or repair your Credit Score with our assured credit card against fixed deposits. Not valid with any other offer. Your card will be deactivated and a new one sent. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. You may want to hire a professional before making any decision. On-time payments will start to build a positive credit history. You're . To make a payment using a debit card, please visit www.greendotcredit.com APY may change before or after you open an account. All Calculators, Compare The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. See your Cardholder Account Agreement for details. 3 ways to activate a Mastercard online, over the phone or app How to activate a USAA debit card online, by phone, at ATM How to activate Old Navy credit card online or by phone How to activate JCPenney credit card online or by phone How to activate a Capital One credit card online, phone, app You can apply for the Green Dot Platinum card by filling out the application online. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Opt-in required. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. If approved, Green Dot . Log into the Green Dot app. Click "Activate Card" to finish the process. Privacy Policy. Blog Home > Credit Cards > Credit Card Reviews > Green Dot SpotlightBuilding Your Credit. Unapproved checks will not be loaded to your card or account. In, Rent & Utility You may only transfer money in or out of the Vault 20 times per day. Account must be in good standing and chip-enabled debit card activated to opt-in. Overdrafts are paid at our discretion. Get, Search Does Credit Repair Work, The Last Revised: 7/2019 Download PDF Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Limits, qualifications, and enrollment requirements may apply. Additional customer verification may be required. APY may change before or after you open anaccount. Do Not Sell or Share My Personal Information. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back American Express Essential TM Credit Card. Your Credit, Monitoring Welcome to the Green Dot Bank Credit Card web site. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month. Jan 25, 2021. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Collection Accounts, How A $15 fee may apply to each eligible purchase transaction that brings your account negative. Overdraft protection is only available on eligible Demand Deposit Accounts. Marriott Bonvoy American Express * Card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. This content is not provided by the card issuer(s). Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Earn a 1% cash back reward on all other purchases. 4 stars. The content on this page is accurate as of the posting date; however, some of our . SeeAccount Agreementat GreenDot.com for termsand conditions. All Products, Customer Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Partner terms and conditions apply. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. What Is a Good Credit Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. for Fair Credit, Cards Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). American Express . About Credit Repair, Credit Additional customer verification may be required. Does not offer a signup bonus. In the meantime, explore other great offers from our top credit cards. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Charges an annual fee of $39. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Must be 18 or older to purchase. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. Deposits are flexible. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Credit Score, Compare Loan Calculator, Simple For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. See Deposit Account Agreement (PDF)for terms and conditions. Approval review usually takes 3-5 minutes but may take up to one hour. Luckily, companies like Green Dot understand what youre going through. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. Limits apply. Green Dot Bank also operates as GoBank and Bonneville Bank. Calculator, See All and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. What is the American Express Seating program? What is the Green Dot customer service phone number? Check the information is accurate and submit your application. 2.00% Annual Percentage Yield (APY) as of October 2022. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Truth about Credit Repair, All 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. See Deposit Account Agreement for details. Visit https://ingomoneyapp.com/terms-conditions/for complete details. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Account must be in good standing and chip-enabled debit card activated to opt in. This may open a replacement window on your screen with a form . Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. In addition, it is not any companys responsibility to ensure all questions are answered. How do I check my Capital One QuicksilverOne balance? Apply For Green Dot Platinum Credit Card. Ingo Money is a service provided by First Century Bank, N.A. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Score? Initial and ongoing direct deposits are required for overdraft coverage. Limits apply. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. Work, The Truth about Credit As such, the availability or timing of early direct deposit of your federal tax refund may vary. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. 2.00% Annual Percentage Yield. American Express. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Loans, Student Fees may apply. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Otherwise$5 per month. Who qualifies for a Platinum card? Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Plus, it has a $0 annual fee. Cards for Bad Credit, All Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Transfer Cards, Secured Green Dot Platinum Visa Secured Credit Card. Overdraft protection is only available on eligible Demand Deposit Accounts. Its website states the following fees, but more charges may apply based on how you use the card. Limits apply. However, this relationship does not result in any preferential editorial treatment. Cards, Debit Fees may apply. Active personalized card required. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. APY may change before or after you open an account. 5 stars. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Active personalized card required. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Apply Now. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Limits apply. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Home and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Good-Excellent Credit. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. In addition, it is not any companys responsibility to ensure all questions are answered. Credit Cards, Removing Collection That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. Simple spending freedom with no monthly maintenance fee just pay per use.*. Fees apply for approved Money in Minutes transactions funded to your card or account. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. How can I request for a new Greendot card? What See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Additional criteria may apply which can affect your eligibility and your overdraft coverage. * When on a desktop, hover over * to view important disclosures. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Go Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee. Active personalized card required. Limits and fees may apply. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Law Review, CreditRepair.com Meanwhile you can read full answer Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Green Dot Bank also operates as GoBank and Bonneville Bank. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. A $15 fee may apply to each eligible purchase transaction that brings your account negative. All third-party names and logos are trademarks of their respective owners. Funds are protected from unauthorized charges on successfully activated cards. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Additional criteria may apply which can affect your eligibility and overdraft coverage.

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